Atlanta-based Equifax is joining rival Trans Union in allowing customers to freeze their credit reports, cutting down the chances of ID theft.

Thirty-nine states already mandate the ability to freeze credit reports, but Georgia is not among that list.

Equifax is moving quickly, and plans to begin the program in the next few weeks.

But there is a catch -- a $10 fee charged by each credit reporting service for consumers to initially activate the service, and another $10 to turn it off.

Capitol City Bank president George Andrews has mixed feelings on the notion of fees.

"I'm not real high on consumers having to pay to activate and deactivate the service," Andrews said. "However, if that is the only solution in terms of getting this system in place, I certainly support a fee."

Trans Union's version of the service will be rolled out on October 15.