» Publisher's Corner
Calvin D Johnson Electronic Payments in 2006

Happy New Year! We at TPAtlanta are excited to continue to do our best to keep you informed about the latest happenings in our industry through 2006.

It's no surprise that the payments business is under attack. For banks and their credit card businesses, the plethora of electronic payment types is irreversible. It also should be worrisome.

Technology plays an ever-increasing role in the payments business, and those organizations that are savviest about technology are in fact not the established full-service banks.


As historical reference, non-banks such as First Data Corp. began buying banks' payment-processing businesses and used technology to bring scale and, thus, price advantages to this business in the 1980s.


In the 1990s, the payments innovations centered in banks' 'front office-functions' such as sales, marketing and services responsible for finding, acquiring and serving customers. In 1991, a new monoline bank, Capital One, was created inside Signet Bank and was one of the first to the use of technology to crunch data for tailoring credit card offers to individuals instead of larger consumer segments.

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Calvin D. Johnson, Publisher
publisher@tpatlanta.com
Trans Atlantic Systems, Inc.
   » Profile/Feature Story
Today's Credit Card Incentives Include Customer Service

Business people

As credit card companies continue to offer incentives to potential and current customers, the most recent trend of offering personal customer service may be exactly what customers are seeking. Customer service can be an enormous factor in gaining or losing business. With the increase in Internet usage, and sites such as e-opinion.com, BusinessReports.com, etc., customers can easily share good and bad customer service experiences.

The TP industry is helping improve customer service through automated processing, which decreases errors and increases the speed of each transaction, which in turn increases efficiency by reducing the number of steps needed to complete a transaction.

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   » Editorials/People

Harbor Payments' Solutions Streamline Accounts Payable, Receivable 

Atlanta-based Harbor Payments was number one on Deloitte's list of the 50 fastest growing technology companies in Georgia, having experienced a growth rate of 12,994 percent over the past five years.Click here for more

Atlanta Company Helping to Streamline Global Travel Provider 

TRX, a leading, independent provider of transaction processing and data integration solutions to the global travel industry, recently announced that American Express signed a five year agreement with the Atlanta-based company.Click here for more
   » Industry News
CheckFree Expands Services

On January 3, 2006, CheckFree announced the acquisition of PhoneCharge, a leading provider of telephone and Internet-based bill payment services. Click here for more..

R is for Retail

The Atlanta-based Radiant Systems recently completed a deal to purchase Synchronics, a Tennessee-based software development, support and distribution company, for $27.5 million.Click here for more..

Making Expense Reports a Little Less Painful

TRX ,an independent provider of transaction processing and data integration solutions to the global travel industry, has announced the renewal and expansion of its DATATRAX data integration contract with MasterCard International.Click here for more..

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